High ER Bill? Try “High Insurance Bill.” Why Your Insurance Company Isn’t Paying for Your Healthcare.

 

Emergency room co-pays are often higher than standard co-pays, depending on your plan. But they are built to be manageable so that you can go to a 24-hour emergency clinic when you need it. But everyone equates emergency rooms with costs that hurt as much as or more than the injury or illness that brought you there in the first place.

Why the balance bills?

The Texas Association of Freestanding Emergency Centers (TAFEC) is calling foul, saying that the blame isn’t on the ER’s shoulders—it’s the insurance company refusing to pay the bills covered in your plan. Continue reading “High ER Bill? Try “High Insurance Bill.” Why Your Insurance Company Isn’t Paying for Your Healthcare.”

Vacation Plans? Take an ER Plan with You

Pop quiz: What’s the #1 reason for visiting an emergency room near you while on vacation?

You may have thought injury—from snowboarding to scuba diving and everything in between, there are a lot of ways to get injured while on vacation. But you’d be wrong.

You may have thought illness—allergic reactions to new foods or being introduced to new germs happens all the time. But that’s still not it. Continue reading “Vacation Plans? Take an ER Plan with You”

A Doctor’s Frank Discussion on ER Charges

Emergency department (ED) bills are controversial, in part, because it feels like a monopoly. People need care, they report to the one place available to get it, and families rack up bills that they can’t pay.

Things aren’t as the public assumes. EDs aren’t charging so much just because “they can.” Here is why, in my professional opinion, emergency departments have to charge as much as they do for the services they provide: Continue reading “A Doctor’s Frank Discussion on ER Charges”

“Why Is My ER Bill So High?!” And 5 Other Things to Know Before You Go

The cost of an emergency room visit is one of the single-largest expenses most Americans will face. And while most people understand that there is a premium for on-demand expert medical care, it’s hard to pay a $595 ER bill when your doctor would have charged $127 for your case of acute bronchitis. In this article, we’ll cover some of the most-asked questions related to your emergency room visit, so you won’t be taken by surprise after your visit. Continue reading ““Why Is My ER Bill So High?!” And 5 Other Things to Know Before You Go”